17 ways to save money at Christmas

Christmas may well be the most wonderful time of the year.  But if we’re not careful it can also be the most ridiculously expensive time of the year too.

Between the presents, the food, the decorations, and festive activities it can be so easy to spend far too much money at Christmas.

With a bit of planning and some creative thinking though, you can still have a great Christmas without spending a fortune.

To get you started, here are 17 ways you can save money this Christmas.

17 ways to save money at Christmas


1. Instead of buying new decorations, if last year’s are looking a bit tired, try making your own or seeing what you can find in nature to decorate your home.  Pine cones, holly and mistletoe should all be quite easy to find on a winter walk, and all look lovely and festive.


2.  Make a comprehensive list before you go food shopping, and stick to it.  Don’t be tempted by all the special offers on extra treats that you’ve not budgeted for.


3.  Make use of your various loyalty cards.  If you don’t spend your points throughout the year you’ll most likely have a nice amount to spend on Christmas gifts or goodies, in places like Boots, Tesco and Sainsburys.


4.  Give the gift of your time or skills, instead of buying something, for people who might appreciate it.  You could make a fun gift voucher to give to them, offering a few night’s of babysitting, or your very own subscription service where you bake them a batch of something yummy every month for a few months.


5.  Take advantage of any early offers that you see at the supermarket on things that will keep until Christmas.  So tins of chocolates, Christmas pudding and alcohol, that sort of thing.  Just hide them away so they actually last until Christmas.


6.  Before you head out Christmas shopping make sure you’ve had enough to eat, so you don’t end up splashing out on a coffee and a snack while you’re out.


7.  If you’re hosting Christmas dinner this year, think about asking your guests to bring something along with them, like a box of crackers or some after dinner chocolates.  Most people will be happy to contribute and to take some of the pressure of hosting off you.


8.  Get crafty and make as many presents as you can.  Homemade gifts and yummy home-baked treats always go down well and are often more thoughtful than generic shop-bought presents.


9.  Don’t get into the ‘one for you, one for me’ mentality!  There are so many lovely things in the shops at Christmas time, but have some control and don’t go buying things for yourself.  Instead make a note of the things you see that you like, or snap a photo of them on your phone, and then when people ask you what you would like for Christmas you know what to say.


10.  Get creative and put cheaper items together in pretty boxes or small hampers to make lovely, personalised gifts that don’t break the bank.


11.  If you have a lot of friends or family members to buy presents for, ask them if you can agree on a set budget for each other.


12.  Another option for a group of friends, colleagues or family members is to do a secret Santa, so each person only has to buy for one other person in the group.


13.  If there are people that you know you won’t see until after Christmas, then think about waiting till the Boxing day sales to buy their presents.


14.  Check online price comparison sites before you buy anything to make sure you’re getting the best possible price.


15.  If you and your siblings all have children you could do what my family have done, and agree to only buy Christmas presents for the children and not for each other.  Or you could give a ‘family present’ like a new board game and a big tin of chocolates rather than giving presents to each individual family member.


16.  Get organised and write your Christmas cards nice and early.  If you get them done before 18th December then you can use second class stamps, rather than paying out for first class.


17.  Start buying presents early, and as much as possible stick to a list.  This should help to avoid last minute panic buying which more often than not involves spending more than you planned. For bigger ticket items like jewellery and earrings, shopping early during Black Friday or Cyber Monday enables you to save a lot of money.

For example, BlueNile (a company with UK operations), offer up to 25% off jewellery pieces during this period of time. This means an item that retails normally at ‎£200 would now be ‎£50 less!


How many of these things do you do already? 

Do you have any other money saving tips for Christmas?  Please do leave a comment and let me know if you do!


This post is linked up with KCACOLS.



  1. These are great tips Madeline! We make a lot of decorations ourselves, and don’t go overboard with presents ’just for the sake of it’. Rather one or two really wanted things than 10 things with not much thought behind. Also, trying to stock up some food in advance, though that’s tricky when on a pretty tight budget already. Online food shopping helps though, as it avoids getting tempted by too many treats etc while shopping. Thanks so much for linking up with #KCACOLS, hope you come back next time! x

  2. 25/11/2018 / 4:27 pm

    Some great tips. I like to empty my freezer by the end of November if possible so that I can buy some bits each week in December to spread the cost. Have a good one! #KCACOLS

  3. 25/11/2018 / 5:32 pm

    Great advice. Personally I’m hoping to save some money by getting my online Christmas shop done earlier this year. I always leave it too late and end up spending a small fortune in postage fees to ensure they arrive in time. #KCACOLS

    • This glorious life
      25/11/2018 / 8:24 pm

      Oh yes, I’ve been caught out by that one before!

  4. 26/11/2018 / 8:20 pm

    Great ideas here! Christmas can be a magnet for spending over budget and the more tips the better. I think the homemade gifts one is a favourite of mine. #kcacols

  5. 26/11/2018 / 8:25 pm

    These are great tips and some great information. I think this is so important for this time of year when money can be tight. I love the idea about sticking to your list and checking online. I usually buy all my kids gifts online. Some great deals out there if you just look! Thanks for sharing! #KCACOLS

  6. 27/11/2018 / 1:07 pm

    Great tips! We tend to have christmas dinner at ours and whoever joins us, always brings something to help out. I’ve saved some money this year with groupon vouchers. We had a photo shoot with the kids earlier in the year that no one knew about so I got groupon deals for printed canvas’ and saved hundreds with gorgeous gifts I know the grandparents will love. #KCACOLS

    • This glorious life
      06/12/2018 / 4:28 pm

      That’s such a lovely idea, I bet everyone will absolutely love those photos as presents! x

  7. 29/11/2018 / 5:50 pm

    some great tips – i always start early and we often do hampers. Also i think just not pressuring yourself – agree ahead of time to not buy. or set a budget. #KCACOLS

    • This glorious life
      06/12/2018 / 4:27 pm

      I love that, making the decision not to put pressure on yourself to buy loads and spend a fortune. x

  8. 30/11/2018 / 10:55 pm

    These are some really great tips, some are so simple but I wouldn’t have thought of them like eating before you go Christmas shopping so you don’t spend extra on snacks. #KCACOLS

  9. 02/12/2018 / 12:19 pm

    Thank you for this great advice as we head into the season! I hope I can do as well as you have planned out! We really need to! #KCACOLS xoxo

  10. 04/12/2018 / 7:28 pm

    Love this list- I really must start buying my presents early, preferably throughout the year. I always aim to start saving in July but I never end up doing it! This year i had the excuse that we were buying a house so we needed every last penny but I am regretting it now!

  11. 07/12/2018 / 8:26 pm

    I’m a bit of a whizz at checking comparison sites & seeking out discount codes – it’s very satisfying too! Great tips! #KCACOLS

  12. 07/12/2018 / 9:28 pm

    Some great advice here, we are quite good with setting budgets for family presents, I have to watch myself only when I go into TK Maxx as that’s when it’s one for them and one for me time!! Thanks so much for linking up at #KCACOLS. Hope you come back again next time.

  13. 09/12/2018 / 8:58 pm

    Great tips. We usually go in together for gifts between myself and my siblings. We only buy for children but we go quarters on a gift for mum and dads. Have a beautiful Christmas. #KCACOLS

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