Having a bump or an accident in your car can be a frightening experience, especially if you are unsure about what to do next. Do you stay in your vehicle or get out? Do you need to call the police if it’s only a minor bump? What details should you exchange with the other parties involved?
Make sure you’re clued up on the next steps after an accident has happened. By using these quick tips, you can stop a bad situation from becoming worse and ensure your car insurance claim is paid out.
Stop your car and switch off the engine
No matter how big or small the bump may be, failing to stop after an accident is technically an offence under the Road Traffic Act. If your engine is still running and you can edge it onto a grass verge at the side of the road, this will enable traffic to safely pass you before your recovery service reaches you.
Switch your car engine off and turn your hazard lights on. This is a small red button with a triangle on which lets other road users know that you’re there and cannot move. If you’re super prepared, you may have an emergency kit in your car which has a hi-vis vest, if you do make sure you pop this on to make sure other road users are aware of you when you get out of your vehicle.
Get out of the car and check that there are no other injuries
As safely as possible get out of your car and head to a place of safety. This could be a grass verge, behind a crash barrier or path on the side of the road. If your car is blocking the road or if anyone has been injured call the police on 999 immediately, and the ambulance service if necessary. If you don’t need emergency response however, you should still call the police on 101 instead.
Next call your insurance company and inform them of the accident. Keep calm and answer the questions they ask you honestly and in detail. Your car will eventually be collected by a recovery service and head to a specialist repair company such as Allied Autocare. They will keep you up-to-date on your cars condition and progress throughout the entire process.
Exchange details with anyone else involved
Once everyone is safe and off the road, you’ll need to exchange your details with anyone else involved. Even if you bumped into a parked car, you should still leave your details on a note on the windscreen of the other vehicle. You will be required to give your full name, contact details and address to the others involved and make a note of their information too. If there are any witnesses, it’s important to get their details too as they can help with insurance claims.
After the crash there are other pieces of information that you can collect too such as the registration numbers of all vehicles involved, plus the colour, make and model. You may also find it useful to take photos to use as evidence.
Having an accident is an awful experience and one which most of us hope we never have to go through. Try and keep cool and calm, call the emergency services and get all the information you need to ensure you get the best out of a bad situation.
Disclosure: this is a collaborative post